Every season of our lives has different needs and opportunities.

At BAC we help you to get the most from your savings and we provide you with all the tools necessary to choose the best solution for you.
This enables us to transform market fluctuations into opportunities to make your capital grow, even starting from small periodical deposits.
And of course… the advice is free.

Drop in to your local branch where we will illustrate our investment proposals to you.

BAC Advice (investment programme)

BAC Advice is the personal investment programme that BAC tailors to the needs of individual customers.
It is free of charge and provides regular updates about the performance of your investments.
A prospectus is available from your branch.

Administered portfolios

This is the simplest form of setting your savings aside, and provides an efficient report containing deposit transactions and tracking the performance of interest, dividends and repayments.
The administered portfolios can include the safekeeping of securities with any income credited to your account, and the purchase and sale of stocks, bonds and derivatives on the world’s major financial markets.

A prospectus is available from your branch

Equity management

BAC Equity management is the perfect solution for investors looking for optimal management of their equity.
A team of experts is at your disposal to interpret the constant changes on the market in the best possible way, helping you to consider the best investment opportunities in good time.

Mutual funds

The mutual funds proposed by BAC invest savers’ capital in particularly strategic and remunerative assets.
You can choose equity funds, bond funds or balanced funds, according to your expected income and risk propensity.

Programmed accumulation plans

BAC Programmed accumulation plans are the ideal solution for savers wishing to invest in the future even if they do not have large sums at their disposal: just €50 a month is sufficient!
Small monthly deposits based on the individual’s availability and your capital will grow in time, with easy access.
Investing in capital accumulation plans protects your savings from market fluctuations.

A prospectus is available from your branch

Deposit certificates

BAC Deposit certificates guarantee your capital and reward you with a specific interest rate.
You can choose the length of the term, from 1 month to 5 years, and a fixed or variable interest rate.
Interest may even be paid by periodical coupons.

Life insurance policies

A BAC life insurance policy is an important tool that guarantees economic peace of mind to your family at every point of your life.
BAC has prepared a wide range of solutions to meet every need and requirement.

A prospectus is available from your branch

Supplementary welfare

BAC supplementary welfare programmes are a valid opportunity to invest your savings and to protect your lifestyle for a long time.
There are different products for every need, with a choice between capital revaluation and a life-long annuity.

A prospectus is available from your branch